Insurance
Insurance of 7 Seas Cruise Co.
One of the most important things you can do today is insure your cruise vacation!!
For just a fraction of the cost of your cruise you can have peace of mind knowing that you were smart enough to insure your cruise vacation. By doing this simple task, you don’t have to worry about any medical emergencies that might pop up before or during your cruise.
Would you make an investment on which you hope never to see a return? Insurance is like that. Something really adverse has to happen to you before you can collect your money. Making the decision about purchasing cruise travel insurance largely depends on how much you can afford to risk. For most of us, the logical answer is “Not much, thank you.” Given the fact you’re probably in reasonably good health since you’re considering a pleasurable cruise, the odds are in your favor that you probably won’t need it.
So, let’s learn how to protect ourselves with insurance tailored to our needs. There is one important question to ask before buying insurance coverage: Does the policy offer a pre-existing condition waiver? A pre-existing condition refers to any physical condition of which you have had symptoms and subsequently received professional medical advice, treatment, or medication for within a period of 60-180 days prior to the effective date of your policy. This stipulation should also include family members and companions traveling with you. If you buy the insurance after knowing full well that there is a great possibility of a claim, you generally won’t be covered for that claim. For example: Mother is diagnosed with cancer after you booked a cruise… several months after. You have not purchased travel insurance yet, but decide to do so now. If her condition causes a cancellation, you won’t be covered!